We do not accept payments at our office location. Payments can be paid by Bill Pay Online, by the US Postal Service or through Payroll deduction.
Your first payment is due 30 days after your bankruptcy petition was filed. Your plan payment is due each month by the due date. You will need to allow at least 14 days for payments that are mailed by the US Postal Service to be posted to your account.
Failure to pay your plan payments on time each month may result in the dismissal of your case.
Payment Options
ONLINE PAYMENTS
Our electronic bill payment system allows you to make payments directly to the Trustee from your bank account at low cost to you ($1 per transaction). All you need to get started is your Case Number and the last four of your social security number.
Click the button below to be redirected to our electronic bill pay website.
PAYMENT BY MAIL
Payments by mail must be made by personal check, certified check, or money order. They cannot be made by cash or credit card. Payments by mail typically take up to ten business days to post to your account but may take longer depending on the postal service delivery. Checks should be made out to Dawn M. Hardesty, Chapter 13 Trustee, and mailed to:
Dawn M. Hardesty
Chapter 13 Trustee
P.O. Box 613419
Memphis, TN 38101-3419
PAYROLL DEDUCTION
Your employer can deduct your chapter 13 payment from your paycheck and mail it directly to the Trustee. This is an easy way for you to stay current with your payments. If you would like to enroll in payroll deduction, please contact your attorney for a wage order authorization form.
Payment Monitoring
You can monitor your payments by registering at the National Data Center (NDC.org) or by logging into 13Software. The NDC is a free service that will send you notifications when your payments are received by the Trustee and enables the Trustee to send you emails.
You can register with the NDC by going to the NDC website. To register, you will need the last four digits of your social security number, case number and email address.
Payments can be monitored using 13Network. Debtors may login using their seven-digit case number (without dashes or letters) as the User ID and the last four digits of their social security number as their password. All other parties must request a login.
Your Chapter 13 Trustee is required to send an Annual Report to you and your attorney each year. The report lists all plan payments received by the trustee over the last year, a list of your creditors including claim amounts, principal paid, and balance owed. Should you have any questions, you may contact your attorney or email us at [email protected].